Our NPCI Compliance Audit service helps Banks, Payment System Participants, FinTechs, and Payment Service Providers comply with the security and operational requirements prescribed by the National Payments Corporation of India (NPCI). We assess payment applications, APIs, IT infrastructure, security controls, transaction processing, and governance practices to identify compliance gaps, strengthen cyber resilience, and support secure digital payment operations.

Challenges You Face

Digital payment ecosystems process high volumes of sensitive financial transactions and are continuously exposed to evolving cyber threats and regulatory scrutiny. Weak security controls, vulnerable APIs, inadequate monitoring, incomplete documentation, and non-compliance with NPCI guidelines can result in operational disruptions, financial losses, regulatory observations, and reputational damage.

Our Solution

1. 
   Comprehensive Compliance Assessment – Evaluate payment applications, APIs, infrastructure, transaction processing, and operational controls against applicable NPCI security requirements and circulars.
   Security & Infrastructure Review – Assess network security, authentication mechanisms, encryption, access controls, firewall configurations, and endpoint security to strengthen the overall payment ecosystem.
   Transaction & Operational Audit – Review transaction reconciliation processes, audit trails, incident management procedures, and operational workflows to ensure secure and reliable payment processing.
   Policy & Documentation Review – Evaluate information security policies, Standard Operating Procedures (SOPs), incident response plans, and compliance documentation required for regulatory audits.
   Compliance Reporting & Remediation – Deliver detailed audit reports, identify compliance gaps, recommend corrective actions, and support organizations in achieving and maintaining continuous NPCI compliance.